Show Notes:

• Introduction to Ted and His Passion for Geography and Geology: Ted shares his journey from pursuing a communications degree to falling in love with geography and geology, leading to a career that combines both passions. 
• Ted's Early Career and Move to Natural Hazard Disclosure Reports: Starting at the US Geological Survey, Ted discusses his initial role and transition into natural hazard disclosure, highlighting his long-standing commitment to the field. 
• Role at HomeGuard as Vice President of Disclosure Services: Ted outlines his dual responsibilities of ensuring report accuracy and timeliness, as well as educating realtors and the public about natural hazard disclosures. 
• Importance of Natural Hazard Disclosures: The legal requirements for disclosures during real estate transactions are emphasized, especially in areas like Silicon Valley, where environmental hazards are a significant concern. 
• Evolution of Natural Hazard Disclosure Reports (NHDs) with Technology: Ted reflects on how advancements in digital mapping and GIS have transformed the accuracy and efficiency of producing NHD reports. 
• Common Myths about NHDs: Addressing misconceptions, Ted clarifies that not all properties in high-risk areas are within fault or flood zones, underscoring the importance of detailed reports.
• Challenges in Keeping NHDs Up-to-Date: Ted shares the difficulties in staying informed about updates to maps and regulations from various governmental levels. 
• Impact of Climate Change on NHD Information: The conversation turns to how climate change, particularly sea level rise and increased wildfire risk, is influencing the need for accurate NHDs. 
• Legislation and Changes in NHD Practices: Ted discusses the legislative landscape surrounding NHDs, how it has evolved in response to natural disasters, and the implications for homeowners and real estate professionals. 
• Advice for Potential Home Buyers on NHD Reports: Emphasizing the importance of thoroughly reading NHD reports, Ted advises buyers to pay special attention to FEMA flood zones and Melloroo's taxes to make informed decisions.